Don't spend the MOOLA!

​Now that the Christmas festivities are done, it is time to prepare and focus on one of the most common causes of stress - MONEY - or the lack of.   We start each new year with a great plan to be financially independent by the next year, and what usually happens is that we have less money and more debt (most of which is gained in December).   Well, let's not wait until 2017 to begin building the ant hill.   Grain by grain -  starting today is the best way to reach those financial goals. Let's consider the facts.  Most of us have too many leftovers from that Christmas Meal/Dessert Spread or a stash of almost out-of-date can goods in the pantry to need to buy groceries this week.  What else could you possibly want to buy this week, since you are still descending from the pedestal of opening all those gifts or watching others do so.  My challenge for you is to have a spend-free week. Go fill your car up with gas and send in any final bills that need to be paid, then stop spending! Commit to not spending a single penny until 1/1/2017.  You can do it. This is my commitment to do so.  It will be hard to not do some after-Christmas shopping, but seriously, who has room to store that stuff anyways?  Are you on board with me?  NO MORE SPENDING UNTIL 2017 - 4 days to go and counting!  We got this!

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